tag:blogger.com,1999:blog-81635011718774265092012-02-15T23:06:36.758-08:00Changing the financial landscape of America, one family at a time.Derek A. Wardhttp://www.blogger.com/profile/04288384085415736696noreply@blogger.comBlogger11100tag:blogger.com,1999:blog-8163501171877426509.post-38235895910834355472008-01-08T09:35:00.000-08:002009-12-22T13:23:03.173-08:00Over 50% of American workers have no idea how much money they will need to retire comfortably. And the ones who do, have calculated by guessing. You must build a program to ensure you and your family will be financially healthy in the years to come. There are 5 important steps to becoming financially healthy.<br /><br />Step1: You must analyze your spending habits and take control your expenses.<br /><br />Step2: You must initiate a plan to eliminate your debts.<br /><br />Step3: You must have an emergency fund.<br /><br />Step4: Protect your family against any loss of income. You must evaluate your current life/health insurance needs.<br /><br />Step5: Setup long term savings and investments.<br /><br /><em>For a more in depth article on this subject, please visit my monthly financial column in CENTER STAGE MAGAZINE at <a href="http://www.centerstagemag.com/">http://www.centerstagemag.com/</a> .</em><br /><br />Are you ready to claim your prosperity in 2010? <br />To order your copy of THE HUMAN HANDBOOK, go to www.TheHumanHandbookOnline.com<div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8163501171877426509-3823589591083435547?l=thefinancialeducator.blogspot.com' alt='' /></div>Derek A. Wardhttp://www.blogger.com/profile/04288384085415736696noreply@blogger.com